Recently;I;had;the;opportunity to;ask;Dave;Ramsey;some questions;that;have;been;on;my mind during recent months,
the debt is all gone!
has gone through worse economic times
before and made it through, and we can
account for your income and outgo
through the hard times.
that we recommend because it means
TOS: At the beginning of the down-turn,;the;number;of;people;who;had
savings was rather low, while the aver-age;debt;load;was;quite;high;;now;the